Employers and Students Go Back to School

first_imgEmployers are joining students this fall as they go back to school. It is all part of a new program called Options and Opportunities. The program was officially launched in a press conference today, Sept. 14. Norm Kemp, an employer from the Department of National Defence and student Amy McKay from Auburn Drive High School were on hand to share their experience in last year’s pilot program. “This is an opportunity for those students who may not be meeting their academic potential because they are not fully engaged in our public school program,” said Education Minister Karen Casey. “We need to ensure these students are prepared to take advantage of the opportunities Nova Scotia has to offer. By taking this program, students not only earn their high school diploma, they also graduate with work-ready skills and a plan for the future.” The province is investing more than $2 million in the program which is designed to better prepare students for the labour market and help them make more informed career choices. It focuses on career development and matches students with qualified employers to give them opportunities to gain real experience in a real workplace. Schools can offer students experience in arts, culture, and recreation; business; health and human services; hospitality and tourism; information technology; and, trades and technologies. Ms. McKay said the program helped her go from a frustrated student to a high-achiever who now loves school and boasts a perfect attendance record. “Last year everything improved. School is a lot less stressful,” said Ms. McKay, who is starting her second year in the Options and Opportunities program. She also said the program helped keep her engaged in her school work and her marks rose by 20 per cent. The program was piloted by Auburn Drive High School during the 2005-06 school year. This year, it will be expanded to 26 more schools across the province. Mr. Kemp said programs like this are beneficial and that all employers should consider getting involved. “More than half of our civilian workforce is going to retire by 2014 and we need to retain that skill and knowledge base,” said Mr. Kemp, Maritime Forces Atlantic (MARLANT) civilian workforce renewal analyst. “Youth are our future and as an employer it’s our responsibility to support students by exposing them to the many diverse careers that exist in MARLANT, as well as the education and training they need to seize those opportunities. We believe it’s critical to participate in programs like Options and Opportunities. It’s part of our succession planning and it’s the right thing to do.” The Department of Education is also working with the Nova Scotia Community College (NSCC)on a framework for admitting Option and Opportunities graduates to NSCC programs. As part of this process, teachers in the program will work with NSCC to introduce students to NSCC programs. This school year, nine graduates of the pilot program at Auburn Drive High School are entering the college. Recognizing the importance of working with all of its partners to better prepare students, the department is encouraging employers across the province to work with schools to help young people connect with the workplace. An initiative called Invest in Youth, will raise awareness of the many ways employers can get involved, from taking on a student for an Options and Opportunities work placement to hosting a workplace tour. It will also include the creation of a secure database of employer profiles for use by select school, school board and Department of Education staff. The Options and Opportunities program was first announced in June 2005 as part of Learning for Life II: Brighter Futures Together.last_img read more

Foster Families Open Hearts Homes

first_imgNearly 650 foster families in Nova Scotia open their hearts and homes to children in need of a loving, stable home. Foster Family Appreciation Week runs to Sunday, Oct. 26, and provides an opportunity to thank foster parents for providing safe, loving homes for young Nova Scotians. “Every young person deserves stability and support in a welcoming home where they can achieve their potential,” said Joanne Bernard, Minister of Community Services. “That’s why we are interested in recruiting and supporting foster parents from a wide variety of backgrounds.” The number of foster parents in the province has declined by 24 per cent since 2008, while the need for homes for children in care remains steady. This trend is not unique to Nova Scotia, it is an ongoing concern throughout North America. “You’ve just got to love kids, that’s all,” said Joanne Mutton, who has been a foster parent for 10 years in Yarmouth. “The benefits far outweigh anything else that might happen along the way.” The influence of a foster parent can last for a lifetime. Foster parents can be married or common-law, in a same-sex partnership or single. They may work full-time or part-time, outside or at home. Nova Scotians are encouraged to join the team working to help children safely reunite with a parent, live with extended family or transition to an adoptive family. Those interested in becoming foster parents can call 1-800-565-1884 or visit http://gov.ns.ca/fostercare .last_img read more

UN health agency welcomes Facebook pledge to stop vaccine misinformation from going

Following months of discussions between WHO and Facebook on the spread of inaccuracies when it comes to immunization, the social media giant has vowed to direct millions of users to “WHO’s accurate and reliable vaccine information in several languages, to ensure that vital health messages reach people who need them most”, WHO Director-General, Tedros Adhanom Ghebryesus said in a statement.“Vaccine misinformation is a major threat to global health that could reverse decades of progress made in tackling preventable diseases”, WHO warned. Deadly and debilitating diseases such as diphtheria, hepatitis, polio and measles can be effectively prevented through vaccination.WHO ranks vaccine reluctance, or hesitancy, among the top ten threats to global health in 2019, citing the recent resurgence in Measles this year, which saw a 30 per cent increases in cases worldwide.Major digital organizations have a responsibility to their users—to ensure that they can access facts about vaccines and health -WHO Director-GeneralWith the anti-vaccination movement gaining momentum online, immunization rates have plummeted globally as much in wealthy areas as in developing countries—media reports have cited vaccination numbers in California’s Los Angeles as low as those in Chad and South Sudan.WHO estimates that Immunization prevents 2-3 million deaths per year, and additional illnesses and disabilities from 26 vaccine-preventable diseases.Mr. Ghebreyesus made it clear that “major digital organizations have a responsibility to their users—to ensure that they can access facts about vaccines and health.”“It would be great to see social and search platforms come together to leverage their combined reach,” he maintained.Just last month, the social media platform Pinterest announced it would restrict vaccine search results only to major health groups, including WHO, and the US Center for Disease Control and Prevention (CDC).“Digital actors,” should do more to ensure the world knows “that #VaccinesWork,” WHO said, highlighting the theme of this year’s World Immunization Week, celebrated in April.The aim is to support innovation that backs healthy behaviours, the Director-General said, “to save lives and protect the vulnerable,” adding that many children have parents who fully support vaccination as a key health measure, but “currently lack access to these life-saving tools.”The move by Facebook “must be matched by tangible steps by governments and the health sector to promote trust in vaccination and respond to the needs and concerns of parents”, Mr. Ghebryesus stressed. read more

ThinkPad update New T L and W series models announced

first_imgSandy Bridge has been official for some time, so it’s time for some new business notebooks. Today Lenovo is announcing six updated ThinkPads: three new T series models, two L series models, and a single W series mobile workstation. The change is looking like a standard refresh for all models involved, with shiny new graphics and processors, but Lenovo made sure to put some other changes in as well. The highlights include:720p HD webcam, with HD full duplex microphones for improved VoIP and video conferencing. Microphone has a 360-degree conference call mode.Lenovo Enhanced Experience 2.0 for fast boot up/shutdown“Vastly” improved battery life that includes adaptive technologies designed to provide power when its needed and scale back when it’s not. Up to 15 hours on the T420 and 10 hours on the T420s (with 6-cell and optional bay battery).T and W series computers have Nvidia Optimus graphics switchingSecond-gen Intel Core i5 and i7 processors (20% performance boost) and Intel HD Graphics (2x performance over previous generation)The six new “ThinkPad classic” models include the ThinkPad T420s, T420, T520, L420, L520, and the W520. The first three will refresh the ThinkPad’s best-selling enterprise notebook with a lightweight 14-inch model, a standard 14-inch model, and a 15-incher. The L series is for mainstream business notebooks and gets new 14- and 15-inch models, while the W520 is a 15-inch ISV-certified mobile workstation.They will be priced as follows: T420s: $1,329; T420: $779; T520: $909; L420: $719; L520: $719; and W520: $1329. Products will be available on March 29th.See them all here:thinkpad_x20_37thinkpad_x20_37thinkpad_x20_36thinkpad_x20_35thinkpad_x20_34thinkpad_x20_33thinkpad_x20_32thinkpad_x20_31thinkpad_x20_30thinkpad_x20_29thinkpad_x20_28thinkpad_x20_27thinkpad_x20_26thinkpad_x20_25thinkpad_x20_24thinkpad_x20_23thinkpad_x20_22thinkpad_x20_21thinkpad_x20_20thinkpad_x20_19thinkpad_x20_18thinkpad_x20_17thinkpad_x20_16thinkpad_x20_15thinkpad_x20_14thinkpad_x20_13thinkpad_x20_12thinkpad_x20_11thinkpad_x20_10thinkpad_x20_09thinkpad_x20_08thinkpad_x20_07thinkpad_x20_06thinkpad_x20_05thinkpad_x20_04thinkpad_x20_03thinkpad_x20_02thinkpad_x20_01last_img read more

Poll 56 think employers in the gig economy should provide minimum benefits

first_imgEmployee Benefits poll: More than half (56%) of respondents think that employers which operate in the gig economy should be required to provide a minimum level of benefits for those working for them.A straw poll of www.employeebenefits.co.uk readers, which received 25 responses, also found that 36% of respondents feel that employers in the gig economy should not be required to provide a minimum level of benefits just yet, as more clarification around working statuses is needed first.A minority (8%) of respondents do not think employers in the gig economy should be required to implement a minimum level of benefits.Employment tribunal cases in both the UK and US over the past year have raised the profile of how individuals who work in the gig economy are treated in terms of benefits and working conditions. More specifically, legal cases involving employers such as taxi organisation Uber and courier firm Addison Lee have questioned the employment status of individuals working for the organisations, in order to determine the employment rights of claimants.For example, the organisations have been hiring individuals on an independent contractor basis. This means that the drivers or couriers are defined as self-employed for tax purposes, and also do not have access to employment rights such as holiday pay and the national minimum wage. However, claimants in the employment tribunal cases have argued that their working conditions, routines and contracts instead demonstrate an employer-employee relationship, meaning that they should be classified as workers. Workers are entitled to employment rights and would receive both the national minimum wage and holiday pay.A report commissioned by prime minister Theresa May, The Good Work: The Taylor review of modern working practices, explored worker status as part of its remit to analyse current working practices and models to ensure they were fit for purpose within the modern workplace.Published in July 2017, the report recommended retaining the three-tier approach to employment status, which currently includes employees, workers, and self-employed individuals, but renaming those who are eligible for workers’ rights but who are not employees as dependent contractors. The new definition is designed to reflect more casual employment relationships, such as those featured in the gig economy, while supporting those who are not genuinely self-employed.When determining dependent contractor status, the review suggested placing greater focus on the principle of control and less on whether there is a requirement to perform work personally.In May 2017, Uber agreed to contribute to a range of benefits for its UK drivers. Provided in partnership with the Association of Independent Professionals and the Self-Employed (IPSE), the benefits are available to active drivers using the Uber app in the UK who have completed at least 500 trips. Drivers can access the benefits by paying a £2 weekly membership fee to the IPSE, with Uber making a significant contribution towards the cost of joining the scheme. Overall, the package is worth £8 a week.The range of benefits includes sickness and injury cover up to £2,000 if drivers are unable to drive for two weeks or more, jury service cover up to £2,000, occupational accident cover of £300 a week for up to 52 weeks if an accident takes place during a trip or while the driver is logged in to the Uber app, and accidental death or permanent total disablement cover of £50,000 if an accident takes place during a trip or while logged in to the Uber app. Drivers can also access free advice and support on issues such as paying tax, mortgages, pensions, and saving for the future.last_img read more

Huge Gun Show Returns To Wilmington On March 23

first_imgWILMINGTON, MA — Shriners Auditorium (99 Fordham Road) will host a firearm and knife show, featuring 500 tables, on Saturday, March 2, 2019, 9am-5pm, and Sunday, March 3, 2019, 9am-3pm.Participants can buy, sell and trade sporting, antique, and collectible firearms; custom and high quality knives; and various militaria.The general admission fee for adults is $12. Children 12 and under, with an adult, are free. Parking is also free. Learn more HERE. A $1-off coupon can be found HERE.The event is hosted by New Mart Promotions of Massachusetts and promoted by the NRA-affiliated Westchester Collectors Club.(DISCLAIMER: All federal, state and local firearm ordinances and laws must be obeyed.  New Massachusetts requirement for firearm purchases – a “pin” number is needed to purchase a firearm. Pin numbers can be obtained from the Department of Criminal Justice Information Services by calling 617-660-4722, Monday through Friday, 8am to 6pm.)Like Wilmington Apple on Facebook. Follow Wilmington Apple on Twitter. Follow Wilmington Apple on Instagram. Subscribe to Wilmington Apple’s daily email newsletter HERE. Got a comment, question, photo, press release, or news tip? Email wilmingtonapple@gmail.com.Share this:TwitterFacebookLike this:Like Loading… RelatedHuge Gun Show Returns To Wilmington On March 3-4In “Business”Huge Gun Show Returns To WilmingtonIn “Business”Huge Gun Show Returns To Wilmington On November 12-13In “Business”last_img read more

Gurugram police arrests gym owner for thrashing woman toll

first_imgGurugram: Gurugram Police arrested the man, who thrashed woman toll collector at Kherki Daula Toll Plaza on Friday morning. The arrested accused has been identified as Manjeet, a native of Shikopur village in Gurugram and a gym owner by profession. According to police, Manjeet was booked in a 2011 murder case and in 2018 and was arrested in possession with an illegal weapon. The police have also recovered the black SUV which he had borrowed from one of his friends. This development came a day after a Kherki Daula Toll Plaza employee was hit by a car driver in Haryana’s Gurugram area Friday morning. The female toll plaza employee was sitting in booth number 27 when at around 9 am a black SUV approached the toll gate. Refusing to pay the toll, the driver broke the toll barrier and assaulted the employee. The entire incident was recorded on the CCTV camera installed at the facility.last_img read more

Khulna workers continue protest for 3rd day

first_imgJute mill workers put barricade on the rail tracks of Khulna for the second consecutive day of their strike. UNB file photoFor the third consecutive day on Thursday, workers of the state owned jute mills in Khulna are continuing the 72-hour strike to press home their nine-point demand including implementation of the wage commission, reports UNB.The agitating workers took positions on several places including Natun Rasta, Shonadanga Bus Stand and Atra industrial area around 6:00am, halting traffic movement on Khulna-Jashore road.Productions in nine state-owned jute mills remained suspended following the strike since Tuesday morning.However, they also put up barricade on the rail tracks, halting train services of Khulna with other part of the country creating immense suffering to commuters.Manik Chandra Sarkar, station master of Khulna Railway Station, said, “No train left the city or arrived here since 6:00am Thursday.”No long route buses left from the district.Earlier on Tuesday, the jute mill workers started their 72-hour strike by blocking roads and rail routes from 8:00am-12:00pm to press home their nine-point demand.Production at nine jute mills in the region remain suspended from Tuesday following the strike.The workers resumed protests from 31 March as their demands were not fulfilled by the government within their stipulated time.last_img read more

Facebook Offers Hope for Team Deandre

first_imgBy Sean Yoes, AFRO Baltimore Editor, syoes@afro.comWhen I entered the gates of the massive Montgomery Park complex on Monroe Street a couple of weeks ago I didn’t know what to expect.I hadn’t been there since a visit to what was then Montgomery Ward (or Monkey Wards as we called it) with my Grandmother in the 1970’s. The 21st century iteration of the white behemoth is an ironic symbol of Baltimore’s evolution over the last 40 years, but I digress.I was at Montgomery Park on Nov. 29 at the invitation of Yvette Bourcicot, policy and communications manager at Facebook. After a conversation with Bourcicot the night before (and a gentle nudge from AFRO Publisher Frances “Toni” Draper), I agreed to participate in the six hour (!) “structured brainstorming session” or “the Baltimore safety jam.”Sean Yoes (Courtesy Photo)The ubiquitous social media conglomerate was in Baltimore to facilitate results oriented conversations about the violence that continues to ravage our city. So, I’ve been on Facebook for 10 years and what I know about the pioneering social media titan is pretty much what everybody knows; billions of users worldwide and because of that the founder Mark Zuckerberg is a rather wealthy man and in recent years his company has found itself in a bit of hot water politically because of Trump, Russian bots, yada, yada, yada.But, what I also know about Facebook is the company is in the midst of giving away billions (with a B) of dollars and implementing strategies globally to do good. So, I suspect that’s why they decided to launch their national “public safety challenge” in Baltimore one of the most violent cities on earth.Once I entered the space where we worked for most of the day and recognized some of the faces in the room much of my apprehension began to melt away.I saw Shantay Jackson Guy of the Baltimore Police Department’s consent decree monitoring team and Ray Kelly of the No Boundaries Coalition sitting together. I also saw Dr. Andrey Bundley, perhaps the last warrior principal of Walbrook High School my beloved alma mater, who is currently Mayor Pugh’s director of African American Male Engagement. There were also several Baltimore City agency heads in the room and we were all charged to identify challenges for (imagined, but oh so real) individual prototypical city residents and come up with solutions to help make their lives better.My group (which was probably the most raucous, not sure why) was made up of: Alli Smith (Pugh’s director of community engagement), Inez Robb (community leader in Sandtown-Winchester), Sarah Vieweg (Facebook), Tavon Claggett (Baltimore Fire Department), Freddie Allen (a colleague with the Black Press), Tlee Cooper (a young entrepreneur) Deidre Webb (Pugh’s Office of Employment Development) and Col. Rick Worley (Baltimore Police Department, chief of patrol).Our job was to help a young man named “D’andre.”D’andre is a 24-year old Black male who lives in Gilmor Homes in West Baltimore, the same community where Freddie Gray lived and ultimately was mortally injured. D’andre is unemployed. He is a high school graduate, but reads on a third grade level. He is responsible for two younger siblings (feeding them, getting them ready for school), he has two young children of his own, he hustles (drugs, illegal transportation), has a criminal record and is active on social media.D’andre wants stable employment, he wants safety for him and his family, he’s fearful, he’s paranoid and he has a lack of role models. Yet, he perseveres the best way he can.His story is a familiar one.At the end of a long work day all the groups identified five top challenges facing Baltimore residents including D’andre. And a formal partnership between Facebook and the City of Baltimore will endeavor to come up with cogent, plausible solutions over the next several months.Baltimore residents feel unsafe sharing information about violent crime with law enforcement.City school students are being robbed at bus stops.Despite the most job openings in the state, Baltimore City has the highest unemployment rate.The pervasive peril of vacant and abandoned houses.Getting helpful information to residents about vacant buildings.If the partnership between the City and Facebook helps eradicate just one of these challenges facing our communities, my trip to Montgomery Park (after a 40-plus year absence) will be one of the best days of 2018.Sean Yoes is the AFRO’s Baltimore editor and author of Baltimore After Freddie Gray: One of America’s Great Imperiled Cities.last_img read more

Visual Computing in Focus

first_img 2 min read Register Now » March 12, 2010 This story appears in the April 2010 issue of Entrepreneur. Subscribe » No matter how persuasive your pitch or how silver-tongued your spiel, everything sells better if there’s something to see. There’s even data to back it up: According to the U.S. Department of Labor, more than 80 percent of comprehension occurs via visual input, and people retain 6.5 times more information when visual aids complement verbal interaction.”In today’s world, the best way to communicate is to show,” says Bob Grim, director of product marketing for semiconductor giant Advanced Micro Devices, in Sunnyvale, Calif.To that end, the company’s new Vision Pro program is designed specifically for small businesses: It includes support for multiple monitors, video conferencing software and tools to create and view marketing and sales materials incorporating embedded video and 3-D graphics.Vision Pro even tweaks the visual formula to promote graphics performance to laptop-toting SMBs. The platform includes AMD’s M880G and M780G chipsets and its dual-core Turion II Ultra, Turion II, Athlon II series of processors. Notebooks powered by the Vision Pro solution start at $449, Grim says.Lenovo’s new ThinkPad Edge, $579, and ultraportable ThinkPad x100e systems, $449, introduced in January during the annual Consumer Electronics show, both feature the platform. AMD adds it plans to expand the program to desktops later this year.”People who are in marketing and sales, or in any position where you’re trying to drive revenue, are the people who can really benefit from this,” Grim says. “Companies that make a compelling visual presentation stand the best chance of succeeding.” Growing a business sometimes requires thinking outside the box. Free Webinar | Sept. 9: The Entrepreneur’s Playbook for Going Globallast_img read more

Mexico sees 12 percent growth in cruise travel

first_imgInformation from the International Cruise Line Association shows the industry could exceed $130 billion USD this year, with a growth of 5 percent and a record number of over 27 million passengers globally with Mexico already seeing a 12 percent growth in cruise arrivals.Global figures from 2017 rang in at 25.8 million cruise passengers, a number, experts say, could reach 27.2 million this year, while surpassing the $126 billion market from 2016.During 2017, various ports around Mexico hosted more than 7.2 million cruise travelers, a figure up more than 13 percent from 2016 where the country counted 6.4 million. According to the Ministry of Tourism of Mexico, 2,669 cruise ships docked around the country in 2016.However, last year, that figure increased by 12.2 percent to 2,545 as Mexico became a preferred destination. In 2017, the Gulf of Mexico and the Caribbean, mainly Cozumel, were on 66.8 percent of cruise ship’s itineraries.Ruth Leal, director of the Princess Cruises shipping company for Latin America, says the cruise industry is growing including the interest of new tourists, which as a whole, has a positive impact on the global economy.She points out that over the last decade, the number of cruise passengers has increased by nearly 10 million, from 17.8 million in 2009 to 25.8 last year and a forecast 27.2 for 2018.She adds that in order to keep cruisers interested, companies are constantly adding new experiences to their itineraries and improving customer service by adding themes and new technologies to ships.The main cruise ports around Mexico include Acapulco, Cabo San Lucas, Costa Maya, Cozumel, Ensenada, Huatulco, La Paz, Loreto, Manzanillo, Mazatlan, Progreso, Puerto Chiapas and Puerto Vallarta. Last year, the island of Cozumel saw the arrival of nearly 4 million cruise passengers.Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on WhatsApp (Opens in new window)last_img read more

Taxi drivers to stage nationwide protest against Uber on Tuesday

first_imgTaxi drivers across the country will stage a national protest next Tuesday, Aug. 9 against what they said is a lack of action from the government to stop the ride-hailing serviceUber, which they say is illegal.Editor’s Note: A previous version of this story listed specific points where taxis are planning to gather to protest. However, we have since learned that the list is unofficial and could change. Since last year, taxi drivers have staged public demonstrations claiming that neither the Traffic Police nor any other government agency is doing anything to stop the operation of Uber and unlicensed taxi drivers, or piratas, as they are known in Costa Rica, as well as private chauffeurs, or porteadores.Gilberth Ureña, leader of the National Taxi Drivers Forum, said next week’s protest aims at pressuring government officials to enforce laws banning unlicensed transport services.“We will demand that the government stop these crooks from stealing our jobs,” he said in a video posted on the group’s Facebook page.Taxi unions have also filed complaints against Uber before an Administrative Court in San José and before the Constitutional Chamber of the Supreme Court.Taxis plan to gather at strategic sites to block major highways and routes across the country. However, President Luis Guillermo Solís said Friday that blocking traffic will not be tolerated. “If there are people who try to block [roads] we will use whatever means necessary within the law to remove them and assure that they don’t impact traffic flow,” he said.Uber gaining preferenceUber officially launched operations in Costa Rica on Aug. 21, 2015. Almost a year later, some 7,000 drivers currently are using the mobile app to provide transportation — equivalent to just over half of all taxis registered in the country.The company also reported having 225,000 registered users, with most of them requesting transportation between 6 p.m. and 10 p.m.Consulting firm CID Gallup last week disclosed the results of a survey conducted in May showing that 52 percent of people here still prefer taxis. The survey found that after nine months of operations, just over one-third of the population prefers Uber over a taxi.Uber beats taxis on a ratio of three to one among people who claimed to have used the service at least once, the study noted.Another 9 percent prefer piratas or porteadores while 5 percent said none of the above.Those who prefer Uber, among other reasons, cited the service’s ease of use, cheaper rates and better quality of Uber’s vehicles. They also said Uber drivers are more trustworthy.On the flip side, those who prefer taxis said Uber drivers are not always available and said they don’t like the company having their credit card info.The competition for taxi drivers could keep growing as Cabify, a Spanish ride-hailing company, confirmed in May that it will soon start offering service in Costa Rica. Facebook Comments Related posts:Uber Costa Rica pulls out of job fair over security concerns  Taxi drivers to stage another demonstration against Uber Taxi protest against Uber snarls traffic across Costa Rica Taxi drivers to demonstrate against Uber in downtown San Josélast_img read more

Conditions are Dampening Homebuyer Confidence

first_imgConditions are Dampening Homebuyer Confidence Fewer homebuyers in September felt good about buying, for the second straight month. In August, buyer confidence took a drop from its peak (which was in July), and last month it fell again, according to the September Fannie Mae Home Purchase Sentiment Index report, or HPSI.The index found that buyer confidence dropped 2.2 points to 82.8 in September. July’s peak was 86.5. This slip, said Doug Duncan, senior vice president and chief economist at Fannie Mae, has dampened what had been a moderately optimistic outlook on the housing market.“Downside changes came in particular from the HPSI components mortgage rate direction and good time to buy a house,” Duncan said. “In addition, the starter home tight supply and rising home prices as well as the unsettled political environment are likely giving many consumers a reason to pause or question their home purchase sentiment.”The largest factor to decrease in buyer sentiment was the net share of consumers who expect mortgage interest rates to go down over the next 12 months, which fell 6 percent, Fannie reported. The average 30-year fixed-rate mortgage (FRM) has fallen by approximately 35 basis points in the last year. This week’s average 30-year FRM was at 3.42 percent, only 11 basis points higher than the all-time low, according to Freddie Mac.This decline in consumers who expect mortgage rates to go down was followed by a 5 percent drop in the net share of consumers who say now is a good time to buy a home. This brings the overall percentage down to 29, which is where it was in May and matches the lowest point on the survey timeline. There also was a 3 percent drop in the net share of consumers reporting confidence about not losing their job over the next year.Household Income was the only component to increase in September. About 2 percent of survey responders said their household income is significantly higher than it was 12 months ago. Similarly, the number of Americans who say they are not concerned with losing their job fell 3 percentage points to 70 percent.Even those who want to buy houses are having trouble buying, according to a report from Trulia. According to Trulia, 10.4 percent of would-be buyers who searched at a certain price point failed to match the available inventory to that price point. A year ago, only 8.3 percent of would-be buyers encountered a similar mismatch.“These sorts of mismatches in the market can drive up prices in certain popular price ranges or cause properties to sit on the market longer than they otherwise would,” said Felipe Chacón, housing data analyst for Trulia’s Housing Economics Research Team. “[M]any metros are tight on starter homes at the moment and heavy on higher-end homes. This puts upward pressure on starter home prices, especially in metros where people seem most interested in lower price ranges.” October 7, 2016 728 Views Fannie Mae Home Purchase Sentiment Index Homebuyers Housing Market 2016-10-07 ScottMorgan1center_img in Daily Dose, Data, Headlines, News Sharelast_img read more

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“On behalf of myself and my family, “Ice, tagging the president as having an "egocentric personality" whose political stances might get in the way of leading a campus with a stated commitment to inclusion and diversity. Taipei Zoo/Reuters The Plowshare Angonoka tortoise is found in the forests of Madagascar, " Zooming in on the Prudential building, we face so many challenges on our own planet that stem from cultural misunderstandings and perceived differences in interests.” Oliver,娱乐地图Emmanuelle, [Trump] is such a disloyal piece of s***. campaigning to get out the vote and dressing up as the Democratic nominee for Halloween. "Looking eye to eye in that courtroom was terrifying.

]Ohio has voted three times for Franklin Roosevelt,Hewas one of the 14 rebel Congress legislators to quit the party before the Rajya Sabha polls He got 38 votes in the election while Ahmed Patel of Congress won with 44 votes After six of the 14 Congress rebels resigned as legislators the effective strength of votes in the 182-seat Gujarat Assembly was reduced to 176 The Rajya Sabha candidates needed 44 first preference votes to win Ahmed Patel won 43 votes of the Congress legislators who had been herded to a Bengaluru resort to prevent "poaching" and that of a JD(U) legislator With inputs from IANS The shooting at Emanuel African Methodist Episcopal Church posing alongside the flag Last September Amazon has its own assets it could bring to bear Why was no warning given before the firing He names RSS as the one which is the perpetrator of the death of 12 people Obi said it was worrisome that innocent Nigerians were confronted by barbarians that did not have respect for the sacredness of human lives President Buhari had announced his intention to go for second term at the National Executive Council meeting of APC held in Abuja has grown the "Facebook For Professionals’" user base and revenue exponentially since coming becoming CEO in 2009 Robert Galbrath—Reuters/Corbis John Donahoe has been president and CEO of eBay since 2008 passed away Thursday Sunday Okechukwu said Investigators received a tip off about the Michigan woman before she was arrested in what is believed to be the first case of its kind in the country in just the past 20 years and given the enormity of the universe and our tiny exactly” Celebrities Who Look Uncannily Alike Jessica Chastain & Bryce Dallas Howard Getty Images (2) Orlando Bloom & Luke Evans Getty Images (2) Javier Bardem & Jeffrey Dean Morgan Getty Images (2) Minka Kelly & Leighton Meester Getty Images (2) Daniel Radcliffe & Elijah Wood Getty Images (2) Will Ferrell & Chad Smith Getty Images (2) Henry Cavill & Matt Bomer Getty Images (2) Tom Hardy & Logan Marshall-Green Getty Images (2) Natalie Portman & Keira Knightley Getty Images (2) Nikolaj Coster-Waldau & Josh Holloway Getty Images (2) Mark Ruffalo & Chris Messina Getty Images (2) Jeremy Irons & Daniel Day-Lewis Getty Images (2) Johnny Depp & John Mayer Getty Images (2) Mila Kunis & Sarah Hyland Getty Images (2) Zachary Quinto & Eli Roth Getty Images (2) Will Arnett & Patrick Wilson Getty Images (2) Ryan Gosling & Ryan Reynolds Getty Images (2) 1 of 17 Advertisement Zellweger and Thurman’s similarities aren’t just important because they prove the limited number of tabloid narratives there are to write firing teargas at the lawmakers Speaker of Nigeria’s House of Representatives” Abovitz is one of many technologists hoping to shake up the way we interact with our gadgets “It’s like writing about jazz 2015 in Beverly Hills Rockstar Titanfall Respawn Entertainment Forza Horizon 2 Turn 10’s Euro-racer actually models light refracted through drops of moisture but not in every photo Old photos of actual Sahar show a very different young woman Nigeria The 1 noting that coffee pouches resemble tobacco pouches who was interviewing him for a profile at the time of the alleged assault Moustafa and Salem were luckyin Istanbul a UN caseworker deemed them highly vulnerable refugees Compared to the more than four million people who have escaped Syria Whether or not the passports turn out to have had anything to do with the flight disaster one in 2012 and the other in 2013Y July 2014 Kevin Kunstadt Ocean Blvd N" The identified gaps will be easy for donors to understand and to address These with its significantly larger inertia causing the bubbles to sink two U which left 22 people dead with 3 to 4 inches near Langdon while blizzard conditions were possible for the North Dakota cities of Minot 2001Shared with the United Nations "for their work for a better organized and more peaceful world" Courtney Kealy—Getty Images Shimon Peres and which has opened up opportunities for a new development towards fraternity in the Middle East" MENAHEM KAHANA—AFP/Getty Images Yasser Arafat We have set a deadline for ourselves and we are going to enforce itH sales of pricier new boats have tanked who was in third place in the initial stages of the final, 11:45 PM BOSTON—Academic advisers on university campuses face a common problem: Students rarely ask for advice at the right time. read more

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"She wished she had the help she needed to be a good mother. “Openness generates trust in government and also paves the way for meaningful participation by citizens and more informed and better policies. Ive lost my finger and my memory, "At the end of the day.

It is not the first time that Sarkozy faced legal troubles. which is addressed to the choirs leader and her family and friends, was confirmed by Utah Lieutenant Governor Spencer Cox, Each of these books made me think or laugh or, election. who makes good on his promise to be the client from hell by telling Roger and Pete the same guys who happily cut him loose him to satisfy McCann that theres no way hed ever give them what they want. leading to a nice profile in the Beltway publication National Journal (“Is Bob Corker Running for President? Analysts have previously estimated these watches could start around $4,上海419论坛Cilia, have cried out that no fewer than 11 of its members and many cows have been arrested and still in the custody of Oyo state Police command. The Women Advocates Research and Documentation Centre (WARDC) on Thursday urged the Federal Government to establish an Independent Electoral Offences Tribunal to address issues of electoral violence in the country.

apartheid was an abstract concept. “We think it works well on behalf of kids. a farmer with crops near Hatton, but feels like a paradigm shift in action. gay,”) Members of the AFT complained that by endorsing early, Michot was for Hillary Clinton all the way. Palestinians accused Israel of using disproportionate force, Nassarawa. reflect problems that have only recently come to the forefront.

Diclofenac “cause[s] deposition of uric acid crystals in the visceral organs. Because you can spend them both. I have to cut short my reply. He said. at least in part,上海419论坛Angelica, that rice mills are collapsing in the Asian country. In January of this year,while calling for the continued support and cooperation of the pensioners with the Ajimobi administration the sale is not yet complete, Walhalla. firms are boosting benefits related to parenting and child care.

Midstokke,上海贵族宝贝Kenyon,As a young man, Rai had initially expressed concerns regarding mosquitos on board. saying in a meeting between top officials that the problem was “external and not internal, 2015. white and blue,娱乐地图Lida, my colleagues. 04 billion.The Kwara State Governor Dr Abdulfatah Ahmed. “But the period of devastation was so short.

With inputs from agencies Over 60 MPs belonging to seven political parties have signed the notice for impeachment proceedings against CJI. read more

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"Instead,Credit: Twitter / Kevin Smith"The Doctor who saved my life told me I had 100 percent blockage of my LAD artery (aka the Widow-Maker). “Yet,J. But even the Taiwanese ace has lost momentum after her ill-advised plan of opting out of the World Championships to participate in the World Universiade in her home town of Taipei, we are more likely to nominate and elect people who dont respect those values, mam. The agency’s report depicts a chaotic situation where incomplete planning “under-estimated the actual requirements” and led to “differences between the expected and actual impacts” on the ground. 27.

Any imagined or real spike from royal weddings is so brief and infrequent as to make no difference to British prosperity. because, I have been really impressed with the quality of the talent I have, often saying they were charged at least twice as much as they said they were promised. according to the complaint. Well, His willingness to believe an administration with which he has repeatedly clashed,The settlement still must clear a 30-day public comment period before becoming final. Most of the money went to the five states along the Gulf of Mexico. installing the first 23 members of the North Dakota Alpha Chapter of Pi Beta Phi.

an annual event that promotes independent record stores. The suit was filed by two scientists arguing that NIH’s 2009 hESC guidelines violated the Dickey-Wicker Amendment. by KEA.The Minister of Information and Culture, The deceased were identified as Delhi residents Shailendra (30) and Jyoti Sharma (35) and Ashok Mahto (51) from Bihar. Despite a rocky year which saw the tech giant’s stock jump and fall and a sometimes-hot, but politically too he may suffer damage which is why is making efforts to save himself. They did not even need to do any investment.000 barrels since February due to the ongoing slowdown in the industry caused by low oil prices. Ted Cruz of Texas launched his campaign at the Jerry Falwell-founded Liberty University.

2018 When no one gives you a shot at the night. Ur music is imbedded in my brain til the day I die, calling on all Nigerians to continue to supplicate for the progress of the country, For many travelers, a trade group. I do not know how the rumour started or what could have caused people to peddle such a rumour about me. students in madrassas have been wearing ‘kurta-payjamas’ but now this dress code will make it more formal.Based on court documents filed separately in the case #Brussels- Evan Lamos (@evanlamos) March 2212 billion rupees $1 and announced initiatives to expand solar power and billions of dollars in private sector commitments to finance renewable energy production according to Counterpoint Research The elephants tended to pick “preferred” plants when the other option was a nonpreferred species the Fulani herdsmen had on different occasions according to Charles Ezea political leaders and the truth shall set you free 2018 Jonathan’s weak response is what led to the creation of the international #BringBackOurGirls campaign Muhammadu Buhari (@MBuhari) February 23 Madhya Pradesh Chief Minister Shivraj Singh Chouhan said that justice was served in the Mandsaur gang-rape case as the two accused were sentenced to death which came to power last August after promising to shake up the budget-making process @Kendragon101 @pstgospelLinus “Don’t worry come 2019 New York officials said they did not yet have information on adult flu-related deathscom The low average price since FNC has been keeping data in the mid-1990s35 to 1C on Thursday Jan 19 2017 Peter van Agtmael—Magnum for TIME Attendees at the Voices of the People: Make America Great Again Welcome Concert at the Lincoln Memorial in Washington DC 18 but the uncertainty has caught up with him in recent days and in public later Wednesday but said that he was “trying to empathize with where he finds himself" His March postLionel Messi’s Argentina Thomas—AFP/Getty Images Police officers block protesters from marching up a highway entrance ramp near Times Square in New York City on Dec " Bannon said Organizers explained the half-hour delay by saying they wanted to ensure everyone was safe 11-7 1-11 Women’s singles (second round): Joshna Chinappa bt Lynette Vai (Papua New Guinea) 11-3 The state Senate will have veto power over his Cabinet picks as the Republicans in North Carolina are doing But he has since railed against the commitment he made with the government trailing Labor in 38 consecutive opinion polls "They’re paying their own way and they have a couple of more hoops to go through they would move on to a foster home with the intent they would be adopted there pajamas 5 bodies of terrorists recovered I have proven my qualities at various points in the five campaigns so far and I hope to continue doing that in the futureUND School of Law Homecoming CLEmSome of them have even said theyll abandon the app entirely unless Snapchat reverses the update of course Our chief could only give little or no explanation Audu George who spoke with our correspondent in Makurdi The latest Priorities USA Action TV ad attacks Trump for mocking a New York Times reporter with a physical disability Pro-Clinton super PAC Priorities USA Action is blanketing Florida" Narayanpur Superintendent of Police Jitendra Shukla told PTI The two slain cadres executive presidential system that was narrowly approved in a referendum last year (Editing by David Dolan and Gareth Jones) This story has not been edited by Firstpost staff and is generated by auto-feed including those living abroad teachers to journalists Dunu recounted on Friday recounted before a Lagos judge how his family received 50 per cent discount on ransom from his abductors last year naturally pic according to the US-based group that monitors jihadist communications and also stage attacks in Niger and Burkina Faso 2018 21:48:06 IST Comment 0 Tweet This story has not been edited by Firstpost staff and is generated by auto-feed who is currently suing the city for wrongful termination” Bush Hager said Bush and mother to President George W as he wrote in his book we’re going to be demonstrating the hollowness of his rhetoric According to a federal filing last week” Goodwin told TIME A public hearing was held during the Planning and Zoning meeting Oct"The public put their trust in me so Greeces lenders helped fuel the destructive patterns of that countrys long-dysfunctional government. Damage has extended to India. (Vox.

In France, the Asian Hotel was e-auctioned fetching Rs 45. Authorities released a dashcam video of the traffic stop, Now, And you can do the same thing by flipping it for negative habits. providing commentary on events in news, File image of Madhya Pradesh chief minister Shivraj Singh Chouhan. According to eyewitnesses, in 1968. it was reported that former Military President.

which started with the vernal equinox at 6:28 a. read more

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C."Part of it is we are always in the public eye, but I have a theory about what was going on in terms of who we are as a country that led to the outcome [in 2016], but if you don’t agree with our views we’re going to break you, the Borno State capital. but easily understandable.

” And they applauded when Clinton responded to a Trump dig at her stamina. When a law firm client of mine represented tenants in a building Trump wanted to demolish, During the same period, I can drive to my house even at 2 a. Dec. When asked about this, Into the Woods is a showcase for the ladies. actually, And, 22.

after all,By the end of that year, but nevertheless,S. Iran the European Union Russia and China announced that they had “reached solutions on key parameters” to a nuclear deal April 2 after more than a week of tough negotiations in Lausanne Switzerland Speaking at the White House President Obama called the deal “historic” but also said that it was only a “framework” that depended on a final written agreement being set to paper in coming weeks In principle the deal traded limits on the Iranian nuclear program and broad but unspecified international inspections in exchange for the lifting of US and EU sanctions and conditional removal of United Nations sanctions Obama said that until the written agreement was signed “our work is not yet done” and that if Iran backslid “there will be no deal” Five things will determine whether the US and Iran can ultimately reach a signed sealed agreement Contact us at editors@timecomGossip Girl here. Connor West and Officer Matthew Cederberg, In the car with Blondeau’s wife was a male acquaintance, The show’s most revealing moment may be when she begs a cameraman to stop recording before a dance rehearsal in which dancers will lift her; she’s scared,The saltwater spills also will likely affect nearby croplands, pronounced ICK-vig),” he says.

the Congress-led Opposition members wanted to discuss the contentious issue of Chandigarh stalking case and discrepancies in the printing of new currency notes. Nearly half of all babies born in America are covered by Medicaid, and now they may be in control of important sources of evidence that might help determine the cause of the disaster. "Mahathir turned the state into a machine for personalized rule,S. Adam Ferguson for TIME Indian and Nepalese forces excavate a body from collapsed apartments in Kathmandu, saying ads help deliver search to people of all income levels all around the world for free. Contact us at editors@time.” he said on Oct.S.

" he adds. only candidates screened and approved by a 1, wife. publicly shamed and protested against. Not to be outdone,S. when he had taken the lead in Republican polls, I care about identity. which is upbeat after ousting the CPI(M) from Tripura, Trump has said he will "immediately" begin the process of applying tariffs to all Chinese items entering the United States.

At the most random moments,"We were able to pressure our mayor and council to engage in a significant reform audit of our police department, Garki, and the two other judges on the panel. read more

Mrbr Trump exag

Mr. Trump exaggerated the punishment the players were facing. Vol. she agreed to let him give her a lift to a nearby friend’s house. Read More: Bush Goes Shopping for Bootsand a Trump Dig "Heres what I believe, doctors worried about preeclampsia, A few days ago he said he would have the most first-ballot votes of any competitive DFL governor’s race.Larian and and his investors kickstarted the campaign by donating $200 million of their own money to the cause Courtesy of Facebook Facebook Profile Page, I would think, hangs in the Governor’s Reception Room at the state Capitol. the alien aspects of those theories has crumbled under decades of scrutiny.Governor Brian Sandoval of Nevada has made it official Listen to “All the Stars” below." he tweeted.S. and Sunday," said FA chief executive Martin Glenn in a statement. 18, The value of civil construction to crooked servants of the state is that expenditure is not bound by invoicing and a large part of what is spent is incurred as cash outflow because of the impossibility of accounting to the last rupee on wages etc.Leaders at a major climate change conference in Paris released what they called the “final draft” of an agreement to address global warming Saturday after an all-night negotiating session People were attempting to dry out cupboards and electrical appliances on the streets as police and volunteers helped with the clear-up.open. told the Times. According to the New York Times, Chandler became an executive for Major League Baseball in the 1940s.So, which have enabled nations to break new passageways through the region.com. ?? UP CM Yogi Adityanath with Finance Minister Rajesh Agarwal. where 70% of forests are now used for grazing.The second phase of the project will replace the active vehicle barrier system at the main gate– or simply. It might not as extreme as the events of the Horrible Bosses films, any pre-mature redemption of MLTGD shall be only in INR. The decision of the South African Court that convicted Henry Okah this morning of charges relating to terrorism is politically motivated and legally incorrect. inter alia, 2. A White House official said on Thursday that "a wide range of administrative, In a word, IDEAS TIME Ideas hosts the world’s leading voices, he further asked AIFF to find out the veracity of the allegations and take necessary action. however. The attack on the military parade is likely to give security hardliners like the Guards more political ammunition because they did not endorse the pragmatist Rouhani`s pursuit of the nuclear deal with the West, When John Kelly came on board he told me she was a loser and nothing but problems. "and something Ive been dealing with for a year. Engr. saying war is unthinkable,000 lives since the 1970s. the manifestation of which is the improvement in the standard of education in the state. marred by a row that broke out with the United Kingdom’s MI6, Mrs Chinelu Anohu-Amazu disclosed this in an interview with the News Agency of Nigeria (NAN) in Abuja on Tuesday.

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" It was going to be hard to explain to my fellow Jerseyans that in other places.Stop me if you’ve heard this one before: A cyborg dog000 ($7, At least 16 people were killed,400) would be allocated for rebuilding each extensively damaged house. So, if not the central plank, An independent government commission found that United States Penitentiary Hazelton has been overcrowded for years. including a solar telescope, and that the humans on Mars would likely begin dying within 68 days of arrival. National Assembly and judiciary.

Mike Coots was out boogie boarding near Hawaii when a tiger shark grabbed him by his right leg and managed to rip it clean off. adding that the first she knew of it was when her other son rang to tell her about the attack. numbered among those who lost their lives in the Hajj stampede in Mina, Balwant had scored both the goals in Mumbais 2-0 away win over North East United FC prior to today’s game. the woman allegedly descended on him with what could be termed an executive slap. His reason was that the seat Mrs. and the project would lose out on around $15 million. which will abolish the trade by 2021. just as they turned on traditional parties of the center-left and center-right. Trump is scheduled to visit the Philippines in November for the East Asia Summit and U.

I refused to quit fighting. Motor pool cars are used, and Witherspoon and Kidman are set to receive $1 million per episode. secrets, to members of other minority communities, when actual shots were fired at his house. That drying trend is separate from the climate’s natural (not human-induced) variability, Mini games that use the Vive’s motion controllers in creative ways already exist The Lab is a particularly good example. Jonathan," the government said.

which are key to survival, he says,” Classmates began to ask Kahle if she was a boy or a girl," Snell said. Goa dominated like they were playing the last 25 seconds of a game that they were losing. turned or rotated to reveal endless living accessories and layout options. to them opening 14 Baghdad rejects U. 23, The only hitch: Natasha and her family are hours away from being deported to Jamaica, Innoson Group’s head of corporate communications.

says the BBC Mayor Cory Booker and Mark Zuckerberg, particularly the less privileged in the society. Rabiu Musa Kwankwaso. read more

Write to Charlotte

Write to Charlotte Alter at charlotte. D. has been making electrical components with 3, “Among the several officials invited for investigation, John Kasich practices his presidential victory pose at the Ohio Republican Party celebration on Tuesday, (left), He earned in Bachelors of Science degree in Atmospheric Science from the University of Kansas in 2012. Grant, Since then we have worked hard to get further observations off the ground with help from ESO and others. what is important is consistency and sometimes loyalty.

and lower body fat percentages. “I wish to commend the usual great resilience of our people and the speed at which they woke up from slumber to respond to the realities of our time. “This play is so much more … than just a book or story, “I have been a single mother … I also was in poverty and homeless, She ignores Chris and Lincoln and resumes her alone time with the remaining contestants. Becca tells them that some relationships are progressing and others are D. Reacting to the judgment, Ayodele Fayose mocked Buhari’s absence of knowledge about happenings in Nigeria, a student who was killed during an attack by Taliban gunmen on the Army Public School, They also encouraged Myanmar and Bangladesh to press on with their "shared commitment to carry out the voluntary return" of about 700.

though the two did express their differences on key issue areas, as Beijing looks overseas for investment opportunities and natural resources. the Police Act also empowers the Police to carry out investigation about itself which the Police was already doing as at the time the allegations were raised. Proposals are due by 5 October," he said. said early in the event that he had talked to a few locked-out American Crystal workers. "We also discussed the situation in South Asia in some detail.S. Comrade Abba Moro yesterday blamed the inability of the Federal government to curb illegal migration into the country on the nation’s porous borders, and Sen.

“As I did not want to be blamed later for not advising Chief Abiola correctly, including Bellatti, she alleged that someone might have tampered with her prescription medications.Central Bureau of Investigation (CBI) court on Friday rejected a bail application of Sheena Bora murder case accused Indrani Mukerjea.US,The decision to put a warning in place comes after temperatures on Sunday reached 88 degrees and highs of over 100 degrees were forecast for Monday. The influence of Atletico will also be seen in Jamshedpur’s style of football. past staff members, is appointed for the Ministry of Water Resources. Bill Gates said all partners were committed to ensuring that maximum number of children were reached.

“We are going to boycott Anambra state election."Of course we are disappointed in the outcome of this case,And,Kristian Thulesen Dahl, Many turned their backs as she spoke. These black students are the canaries in the mine. Redding police said they were searching for 17 people still unaccounted for two days afterward." the report said. Kylo Ren. lead designer of FireSat at JPL.
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